Legal Edge Plan

You seek lifetime asset protection from future creditors, lawsuits, unforeseeable liabilities, or nursing home poverty.

You or a loved one is likely to need assisted living or long-term care, or you may lose a spouse soon due to a terminal illness.

You do not agree with your spouse on the plans he or she wants.

You have concerns about your spouse remarrying or partnering up after you die and diverting your assets to someone you do not wish to include in your estate plan, such as a future spouse or life-partner.

You have a beneficiary that is disabled or has special needs.

You have a beneficiary who is unable to manage money, has a high risk of being sued, is in a bad marriage, has creditor issues, abuses drugs or alcohol, is likely to need long-term care in the future, is currently receiving need-based governmental benefits such as Medicaid.

Your assets exceed the current Federal estate tax exemption, which is $12.06 million per person (as of January 1, 2022), subject to any future amendments, modifications, or indexing after January 1, 2022.

You need a protective trust for your spouse, children, grandchildren, or other heirs to provide continuing asset protection rather than staged outright distributions.